What is an Insurance Advocate?

An insurance advocate is a dynamic partnership between skilled attorneys and seasoned public adjusters working collaboratively to champion the rights of policyholders. Together, we provide comprehensive expertise in navigating insurance claims, offering a powerful combination of legal knowledge and claims management proficiency to ensure clients receive the maximum compensation they deserve for property damage and loss

Frequently Asked Questions

We strongly encourage you to reach out to us before contacting your insurance company to initiate your claim. This early interaction is important as it enables us to provide you with expert guidance and support right from the outset. Our team of experienced attorneys and public adjusters will work closely with you to ensure that the initial steps are taken correctly and strategically. By engaging us early in the process, you can avoid potential pitfalls, gain a clear understanding of your rights, and establish a solid foundation for a successful claim. This maximizes your chances of receiving the full and fair compensation you deserve for your property damage and loss but also safeguards against any inadvertent missteps that could jeopardize your claim. 

 

We specialize in representing clients dealing with disputes over property insurance claims. We assist in navigating the complexities of insurance policies, help file and negotiate claims, and litigate cases involving property damage, insurance coverage disputes, and bad-faith insurance practices in Georgia.

Yes, we are well-versed in handling both residential and commercial property insurance disputes. We can assist businesses in dealing with complex claims, including property damage, business interruption, and liability issues, ensuring that your commercial interests are adequately protected and compensated.

Here are ways we can help:

  • The damage or loss is significant, and the insurance company is offering a settlement that is less than what you believe you are entitled to receive.
  • The claims process is complex or confusing, and you are having trouble understanding your policy, documenting your losses, or negotiating with the insurance company.
  • You are concerned about being treated fairly by the insurance company, and you want an advocate who can represent your interests and ensure that you receive the maximum possible benefit from your policy.
  • You are too busy or too overwhelmed to handle the claims process on your own, and you want someone who can take care of the paperwork, phone calls, and negotiations on your behalf.

If your homeowners insurance claim in Georgia is denied, it’s crucial to consult with an attorney that handles property insurance claims. We can review your claim, advise on the best course of action, and represent you in appealing the decision. We’ll work to protect your rights and aim for a fair settlement under the terms of your insurance policy.

Bad faith insurance occurs when an insurance company unreasonably denies a claim or fails to investigate or pay a claim promptly. An attorney specializing in bad faith insurance cases can help you hold the insurer accountable, seeking compensation for your losses and, in some cases, additional damages for the insurer’s misconduct.

When handling first-party insurance claims for our clients, our firm typically does not require a retainer fee or any up-front out-of-pocket fees from you; Rather, our compensation is a contingent fee, derived from any settlement amount received from the insurance company. This percentage is figured according to the complexity involved in each case to ensure fairness and reflect the work needed. Crucially, our firm’s fee is applicable only upon the successful procurement of a settlement for you. In instances where the insurance company rejects the claim or no settlement is received, you will not be responsible for any legal fees to us.

The amount of money that we can get you for your insurance claim will depend on the specifics of your situation, the extent of your damages, and your insurance policy’s coverage limits.

Our goal is to help you receive the maximum possible benefit from your insurance policy, and we do so by:

  1. Identifying all of the damages and losses that are covered by your policy, even if they are not immediately apparent or visible.

  2. Evaluating the full extent of the damage or loss, including any hidden or long-term effects that may not be immediately obvious.

  3. Documenting the damage or loss with photographs, receipts, and other evidence to support your claim.

  4. Negotiating with the insurance company on your behalf to ensure that you receive the maximum available benefit that reflects the full value of your claim.

Yes, we work with contractors as part of the claims process. Depending on the specific circumstances of the claim, we will recommend or coordinate with contractors to assess the damage, provide repair or restoration services, and provide estimates for the cost of repairs or replacements.

Here are some ways we work with contractors:

  1. Recommending contractors: We have relationships with reputable contractors in your area who specialize in the type of damage you have experienced. We can recommend contractors who can provide prompt, high-quality repairs or restoration services.

  2. Coordinating with contractors: We work with contractors to assess the extent of the damage, document the damage with photographs and other evidence, and provide estimates for the cost of repairs or replacements. We also coordinate with contractors to ensure that repairs or restoration work is completed to your satisfaction and in accordance with your insurance policy.

  3. Reviewing contractor estimates: We will review estimates provided by contractors to ensure that they are accurate and reasonable. We use our expertise to identify any discrepancies or errors in the estimates and negotiate with the insurance company to ensure that you receive a fair settlement.